Mortgage Broker in Ashfield

Are you in need of a home loan in Ashfield, Active Mortgage & Finance is here 24/7 on your call. Our team of experienced & professional mortgage brokers in Ashfield assists you to find and apply for home loans, refinancing loans, and investment loans. Active Mortgage & Finance is renowned as the best mortgage broker in Ashfield offering a range of services to help clients find the right mortgage product for their needs.

Why Choose Us?

Our mortgage brokers Ashfield have access to a wide range of lenders and assist you from settlement to completion of the loan application process. Our professional home loan brokers in Ashfield can offer guidance and advice on mortgage options, help you understand the financial implications of various choices, and assist you in making informed decisions regarding your home loan. In addition, we help you navigate the mortgage market, compare different loan options, and find the best mortgage deal for your specific needs.

Our Mortgage Services

Some of the services that Active Mortgage and Finance offers you: 

  • Mortgage product comparison: We compare different mortgage products from multiple lenders to help borrowers find the best rates and terms.
  • Pre-approval: We will help borrowers get pre-approved for a mortgage, which can help you determine how much you can afford to borrow and give you an advantage when making an offer on a home.
  • Application assistance: Our best Mortgage brokers assist you with the mortgage application process, including gathering and submitting required documentation.
  • Credit counseling: Our financial brokers in Ashfield provide guidance and advice on how to improve credit scores and financial standing to help borrowers qualify for better mortgage rates.
  • Closing coordination: Mortgage broker advisors help coordinate the closing process, including working with the lender, title company, and other parties involved in the transaction.

Frequently Asked Questions

Will a mortgage broker get me a mortgage?

A mortgage broker can help you find a mortgage by assessing your financial situation, suggesting mortgages, and searching for deals. They can help you find the best mortgage for you that fits your needs and financial situation.

How much do mortgage brokers charge in Australia?

In Australia, mortgage brokers typically charge two types of commissions:

  • Upfront commission

A one-time commission is paid about 30 days after settlement. The most common upfront commission rate is 0.65%–0.7% plus GST.

  • Trail commission

A small commission is paid each month that the customer remains with the same lender. The amount usually increases slowly over the first 5 years. The trial commission is 0.165%–0.275% plus GST per year.

If you’re a home buyer, Active Mortgage and Finance provides a commission-free loan as we receive our fees from the lenders. Even if you are looking for free counseling and advice, book your free session today!

What is the difference between a mortgage broker and a lender?

A mortgage broker is a financial expert who helps borrowers find a lender. A lender is a financial institution that provides loans directly to borrowers. A lender can be a bank, an individual, or other financial institutions whereas a mortgage broker is an individual entity working to get you the best deals possible. To learn more about the differences between a mortgage broker and a bank you can click here: Mortgage Broker vs Bank

Get Started with Us

Overall, our best mortgage brokers in Ashfield can provide valuable assistance and guidance throughout the entire mortgage process, helping borrowers save time and money while finding the right mortgage product for their needs.

Get in touch with us today to get updates on exposure to the nitty-gritty behind Sydney’s market trends.

CEO, Senior Mortgage Broker

Lekha Gurung

Lekha Gurung is an experienced mortgage broker from Sydney who expert in assisting first-home buyers, property investors, refinancing, etc. He has settled more than 300 loans till now. Our Services include First Home Buyers Loans, Investment Loans, Refinancing, Personal Loans, Business Loans, Reverse Mortgage, Credit Default Loan, Low Docs Loan, assistance in property research, and Insurance referral arrangements.

Additionally, Lekha Gurung offers Free Home Loan Consulting and Home Loan Advice. Recognizing the complexities of the mortgage process, these no-cost, personalized consultations are available for free to everyone. Lekha will provide expert guidance tailored to your financial needs, ensuring you make informed decisions in your property financing journey. Simply fill out a form and pick a date to book your Free Session today!

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About Us

Office time : 9 AM to 5PM , Monday to Friday.
Our financial advisors are available to meet you at our office or at a venue that is convenient for you.Just give a call or message us.

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Contact Information

Active Mortgage and Finance
Suite 3, 2-6 Hercules Street Ashfield NSW 2131
Phone: 02 9797 9069, 0425 848 409